Private Health Insurance Premiums and Rate Reviews

Posted on

Private Health Insurance Premiums and Rate Reviews

Authors : Mark Newsom
Publisher : DIANE Publishing
Published Date : 2011-04
ISBN-13 : 9781437980844
Page : 24 Pages
Language : en


Descriptions Private Health Insurance Premiums and Rate Reviews

Health insur. premiums (HIP) have been trending up, while the value of coverage has trended down. Both admin. and medical costs continue to rise, but the rate of growth in these expenses slowed between 2008 and 2009. The rise in medical costs is primarily attributable to the price of services, not increased utilization. This report provides an overview of the concepts, regulation, and public data regarding private HIP. Contents of this report: (1) Intro.; (2) Drivers of HIP Increases: Health Benefits Exp.; Unit Prices; Health Service Utilization; Admin. Costs; Health Insur. Co. Profits; The Underwriting Cycle; (3) Review of Health Insur. Rates: State Rate Filing and Reviews; Fed. Reforms Affecting HIP. Charts and tables. A print on demand report.