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“Independent” health insurance plans
by United States. Social Security Administration. Office of Program Research
Association Health Plans & The Future of American Health Insurance is not only the definitive work on emergent association health insurance but a brilliant commentary on coming changes to the health insurance landscape as well as the unfinished work of health reform.
Written by a healthcare thought leader who has not only published research in the field but also served as a conceptual architect for a health insurance exchange, the book evidences a unique intersection of policy and implementation insights. Given new regulation, enrollment in association health plans is expected to grow by millions in the few years. Businesses and the self-employed have read news stories that these plans can dramatically reduce insurance costs but the articles often fail to address questions such as:
- How exactly can association plans achieve savings?
- How does association coverage differ from Obamacare?
- Who can join an association health plan?
- How can businesses collaborate to provide low-cost health coverage to their employees?
- What are the benefit requirements for association plans?
- Can freelancers, sole-proprietors, and contractors be covered?
- How do you decide between fully-insured and self-insured plan funding?
- What rules have regulators enacted to discourage plan mismanagement?
Association Health Plans & The Future of American Health Insurance not only answers these questions but also considers near-term changes expected for insurance markets as well as the future of health reform. Topics ranging from benefit obligations and third-party administrators to new federal regulation are explored in straight-forward and clear discussions.
Written with wit and humanity, each chapter avoids politicized commentary on association health plans and, instead, provides clear, actionable information. By the end of the book, readers will not only understand the mechanics of association health coverage but the major tasks entailed in the creation of a new association health plan. Armed with this information, readers can decide if they wish to pursue cost-saving health insurance designs that were previously limited to large companies.
Report of the Joint Legislative Committee on Health Insurance Plans
by New York (State). Legislature. Joint Committee on Health Insurance Plans
Free for All?
by Joseph P. Newhouse, Rand Corporation. Insurance Experiment Group, Insurance Experiment Group Staff
“Independent” Health Insurance Plans (plans Other Than Blue Cross and Blue Shield Plans and Insurance Companies)
by United States. Social Security Administration. Division of Program Research
Civilian Health Insurance Options of Military Retirees
by Louis T. Mariano, Sheila Nataraj Kirby, Christine Eibner, Scott Naftel
Group Health Insurance Plans for Public-school Personnel
by National Education Association of the United States. Research Division
Report of the Joint Legislative Committee on Health Insurance Plans
by New York (State) Legislative. Joint Committee on Health Insurance Plans
The End of Employer-Provided Health Insurance
by Paul Zane Pilzer, Rick Lindquist
The End of Employer-Provided Health Insurance is a comprehensive guide to utilizing new individual health plans to save 20 to 60 percent on health insurance. This book is written to ensure that you, your family, and your company get your fair share of the trillions of dollars the U.S. government will spend subsidizing individual health insurance plans between now and 2025. You will learn how to navigate the Affordable Care Act to save money without sacrificing coverage, and how to choose the plan that offers exactly what you, your family and your company need.
Over the next 10 years, 100 million Americans will move from employer-provided to individually purchased health insurance. The purpose of The End of Employer-Provided Health Insurance is to show you how to profit from this paradigm shift while helping you, your family, and your employees get better and safer health insurance at lower cost. It will help you save thousands of dollars per person each year and protect you from the greatest threat to your financial future—our nation’s broken employer-provided health insurance system.
We are at the beginning of a paradigm shift in the way businesses offer employee health benefits and the way Americans get health insurance—a shift from an employer-driven defined benefit model to an individual-driven defined contribution model. This parallels a similar shift in employer-provided retirement benefits that took place two to three decades ago from defined benefit to defined contribution retirement plans.
Written by a world-renowned economist and New York Times best-selling author, this insightful guide explains how individual health insurance offers more to employees than employer-provided plans. Using the techniques outlined in this book, you and your employer will save money on health insurance by migrating from employer-provided health insurance coverage to employer-funded individual plans at a total cost that is 20 percent to 60 percent lower for the same coverage. That’s $4,000 to $12,000 in savings per year for a family of four for the same hospitals, same doctors, and same prescriptions.
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